Kosten durch Fehlbindungen und Rücktritte
Definition
Hohe Claims-Inflation und schlechte Underwriting-Performance durch manuelle Prozesse; Insolvenz von ELEMENT Insurance 2025 zeigt Risiken bei fehlerhafter Risikobewertung.
Key Findings
- Financial Impact: Combined Ratio 111% in Motorversicherung 2023; Insolvenz ELEMENT betraf 320.000 Verträge
- Frequency: Kontinuierlich, verstärkt durch Inflation
- Root Cause: Manuelle Verzögerungen und Fehler in Antragsprüfung
Why This Matters
This pain point represents a significant opportunity for B2B solutions targeting Insurance Agencies and Brokerages.
Affected Stakeholders
Underwriter, Broker, Claims Handler
Deep Analysis (Premium)
Financial Impact
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Current Workarounds
Financial data and detailed analysis available with full access. Unlock to see exact figures, evidence sources, and actionable insights.
Get Solutions for This Problem
Full report with actionable solutions
- Solutions for this specific pain
- Solutions for all 15 industry pains
- Where to find first clients
- Pricing & launch costs
Methodology & Sources
Data collected via OSINT from regulatory filings, industry audits, and verified case studies.
Related Business Risks
Falsche Bindungsentscheidungen durch Datenmangel
DSGVO-Bußgelder bei Antragsverarbeitung
Kapazitätsverluste durch manuelle Antragsbindungen
Betrügerische Provisionszahlungen
Fehlentscheidungen durch ungenaue Policenvergleiche
Verzögerte Prämienzahlung nach Risikoanalyse
Request Deep Analysis
🇩🇪 Be first to access this market's intelligence