🇩🇪Germany

Fehlerhafte Miet- vs. Kaufentscheidungen bei Bürogeräten

2 verified sources

Definition

In equipment lease vs. purchase consultations, incorrect classification or overlooking long-term costs results in overpayment. Leasing often appears cheaper short-term but exceeds purchase costs by 20-30% over 3-5 years for stable teams, due to no ownership and higher implicit interest.

Key Findings

  • Financial Impact: €10,000-€20,000 higher total cost per equipment set over 36 months (logic: leasing €8,500/year vs. purchase €50k financed at effective 6% post-tax)
  • Frequency: Per consultation/equipment procurement
  • Root Cause: Lack of integrated tax/depreciation modeling in manual consultations; misjudging churn/stability

Why This Matters

This pain point represents a significant opportunity for B2B solutions targeting Retail Office Equipment.

Affected Stakeholders

Finanzleiter, Einkauf, Steuerberater

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Financial Impact

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Current Workarounds

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Methodology & Sources

Data collected via OSINT from regulatory filings, industry audits, and verified case studies.

Evidence Sources:

Related Business Risks

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