Fines and Settlements for Contribution Limit Violations

$100,000–$500,000 per violation; potential regulatory investigation costs; reputational damage during election cycles • $100,000–$500,000 per violation; repeated violations because cash/check processing bypasses compliance gate • $100,000–$500,000 per violation; SEC enforcement actions specifically target bundling schemes; regulatory fines cited in past cases for pay-to-play rule violations

AP system processes payment with no compliance rule; Clerk manually files with no contribution limit cross-check; compliance verification happens post-transaction (if at all) • Bundlers self-report; Communications Director spot-checks bundler lists using spreadsheets; no centralized verification against federal, state, local limits; WhatsApp or email coordination with bundlers • Manual Excel tracking, email chains, donor management software without compliance rules engine, reliance on Communications Director memory of prior gifts