वित्तीय सहायता वितरण में देरी
Definition
Education loan disbursements to institutions are instalment-based, requiring repeated document submission and bank verification, delaying actual cash inflow.
Key Findings
- Financial Impact: 30-60 days DSO drag (2-5% opportunity cost on ₹10-50 lakhs annual aid volume)
- Frequency: Semester-wise (2-4 times/year)
- Root Cause: Manual document submission/verification cycles with banks like SBI, HDFC Credila
Why This Matters
The Pitch: Secretarial Schools in India lose ₹1-2 lakhs/year in delayed cash from aid-tied fees. Automation of disbursement verification cuts DSO by 30 days.
Affected Stakeholders
Accounts Receivable, Admin Coordinator
Deep Analysis (Premium)
Financial Impact
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Current Workarounds
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Methodology & Sources
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